NFL 2026 · Week 1
Away
CHI
Chicago Bears
@
Home
CAR
Carolina Panthers
Kick-off
Mon 14 Sep, 3:00am AEST
Sun 13 Sep, 1:00pm ET
Venue
Bank of America Stadium
Spread
CAR +3
Total
47.5
CHI ML
$1.67
CAR ML
$2.36
AU consensus as of 07/09/2026, 6:15:04 pm

Power Comparison

CHIRating +1.4
Off EPA/play
+0.104
Def EPA/play
+0.079
Exp points
23.1
Offence by zone
+.09
+.05
-.32
-.03
-.06
+.13
+.11
-.01
+.18
+.05
+.05
-.00
-.08
Defence by zone (EPA allowed)
-.11
+.05
-.21
-.07
+.14
+.13
+.02
-.05
-.11
-.10
+.23
-.01
+.07
CARRating -3.8
Off EPA/play
+0.030
Def EPA/play
+0.098
Exp points
21.8
Offence by zone
+.05
-.06
-.01
-.10
+.02
-.15
+.13
+.05
-.01
-.12
+.06
-.02
+.18
Defence by zone (EPA allowed)
-.10
-.38
-.01
+.05
+.32
-.03
-.11
-.09
+.01
+.21
-.06
-.11
+.05
Zone cells are EPA/play vs league mean, left to right in model order. Green = better for that team. Hover a cell for the zone name.

Matchup Edges

CHI offence vs CAR
short-middle passing
+0.26 EPA/play
CAR offence vs CHI
runs off right end
+0.29 EPA/play
CHI offence vs CAR
inside runs
+0.25 EPA/play

Market

Spread (CAR)
Open +3 Now +3·Move 0.0
AU best
CAR +3 @ $1.86 Unibet
AU best (other side)
CHI -2.5 @ $1.81 SportsBet
Global best
CAR +3.5 @ $1.74 ReBet
Total
Open 47.5 Now 47.5·Move 0.0
AU best over
Over 46.5 @ $1.90 PointsBet (AU)
AU best under
Under 47.5 @ $1.88 TABtouch
Global best over
Over 46.5 @ $1.90 PointsBet (AU)
AU best CHI ML
$1.67 PointsBet (AU)
AU best CAR ML
$2.36 SportsBet
11 AU books · 32 total · 3 snapshots

The Call

No edge
Model CAR -1.3 · total 44.9
Spread · Analysis
CAR +3
$1.86 Unibet
Edge +1.7PASS
Total · Analysis
Under 47.5
$1.88 TABtouch
Edge +1.6PASS

The model gives Carolina a slight edge, favouring the Panthers by 1.3 against a market line of CAR +3 at Unibet (1.86), but the gap is only 1.7 points, well short of the 10-point threshold the model needs before treating it as anything more than analysis in these opening weeks. On the total, the model sits at 44.9 against a market number of 47.5, a 1.6-point edge on Under 47.5 at TABtouch (1.88), again too small to matter. Both markets read as no edge, and neither side carries any real conviction.

There's no 2026 play-by-play in these numbers yet. The Panthers and Bears ratings are last season's form blended with the market's post-offseason view of each team (the market anchor) and scaled by how much of each roster carried over (continuity), which is why the model sits so lightly on either side. In this same early-season window last year the approach went 32-46 against the spread and 41-37 on totals, and 53% on totals is break-even at -110, so there's nothing here beyond passable analysis.

Why · CHI short-middle passing (+0.26 EPA/play vs CAR, CAR's weakest zone)

Model Form

Spread
0-0
Total
0-0
Units
0.0
2025 season, weeks 6-17, V3 at best available line: 29-18, +17.8% ROI
Weeks 1 to 5 are published analysis-first. The model has no current-season play-by-play yet, so ratings are last season's numbers blended with the market's post-offseason view of each team, since the model alone cannot see coaching, roster or scheme changes - only the market anchor, roster continuity and the manual override tables capture those. In last season's backtest the same approach went 32-46 against the spread and 41-37 on totals over weeks 1 to 5; 53% on totals is break-even at -110. Only edges of 10 points or more are staked (Play) before week 6; a 7-10 point edge is analysis only (Lean), not a tip.

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savvyplays.comPublished 07/09/2026V3.2