NFL 2026 · Week 3
Away
KC
Kansas City Chiefs
@
Home
MIA
Miami Dolphins
Kick-off
Mon 28 Sep, 3:00am AEST
Sun 27 Sep, 1:00pm ET
Venue
Hard Rock Stadium
Spread
MIA +11.5
Total
45.5
KC ML
$1.17
MIA ML
$6.05
AU consensus as of 24/09/2026, 4:05:59 pm

Power Comparison

KCRating +2.5
Off EPA/play
+0.104
Def EPA/play
+0.059
Exp points
28.1
Offence by zone
-.03
-.19
-.01
+.08
-.21
+.07
+.20
+.12
-.01
+.07
-.03
+.03
-.00
Defence by zone (EPA allowed)
+.00
-.00
-.09
-.12
+.05
+.07
-.04
+.04
-.05
-.01
-.04
-.05
+.03
MIARating -5.4
Off EPA/play
+0.040
Def EPA/play
+0.137
Exp points
19.9
Offence by zone
-.06
-.21
+.12
+.12
-.03
-.15
-.08
-.07
+.03
-.13
+.03
-.02
-.07
Defence by zone (EPA allowed)
+.03
-.00
-.09
+.14
+.25
+.12
-.06
+.03
-.09
+.06
-.15
+.02
+.06
Zone cells are EPA/play vs league mean, left to right in model order. Green = better for that team. Hover a cell for the zone name.

Matchup Edges

KC offence vs MIA
short-right passing
+0.19 EPA/play
KC offence vs MIA
short-left passing
+0.22 EPA/play
KC offence vs MIA
inside runs
+0.13 EPA/play

Market

Spread (MIA)
Open +11.5 Now +11.5·Move 0.0
AU best
MIA +11.5 @ $1.91 Unibet
AU best (other side)
KC -11 @ $1.95 PlayUp
Global best
MIA +11.5 @ $1.92 Caesars
Total
Open 45.5 Now 46.0·Move +0.5Moved toward model
AU best over
Over 45.5 @ $1.90 PointsBet (AU)
AU best under
Under 46.0 @ $1.91 TABtouch
Global best over
Over 30.5 @ $1.07 Courtside
AU best KC ML
$1.17 Dabble AU
AU best MIA ML
$6.05 SportsBet
11 AU books · 33 total · 9 snapshots

The Call

Edge noted / no bet: MIA +11.5
Model MIA -8.2 · total 48.0
Spread · Analysis
MIA +11.5
$1.91 Unibet
Edge +3.3EDGE NOTED / NO BET
Total · Analysis
Over 45.5
$1.90 PointsBet (AU)
Edge +2.5PASS

The model rates Kansas City by 8.2 points here, well inside the 11.5 the Dolphins are getting at Unibet, so the gap on MIA +11.5 sits at 3.3 points, an edge the model notes but leaves well short of the 7-point Lean floor that applies in these opening weeks. That's analysis, not a tip: the model's spread record for the season sits at 1-0 through two weeks, hardly enough to lean on. The rating carries hand adjustments for both quarterbacks, a 1.2 point bump for Patrick Mahomes and a 0.9 point downgrade for Malik Willis. The rating is still mostly last season's numbers blended with the market's post-offseason view of each team and scaled by roster continuity, with the 3,666 plays of 2026 football so far a small sample yet to outweigh that blend.

The total sits at 45.5 at PointsBet (AU) against a model total of 48.0, a 2.5 point edge that grades as a pass. On last season's charting, Kansas City's offence produced +0.24 EPA per play against Cover 2 shells, which Miami used on 35% of snaps that season, useful context rather than a case for the over.

Why · KC short-right passing (+0.19 EPA/play vs MIA)
Hand adjustments · KC Patrick Mahomes +1.2 pts · MIA Malik Willis -0.9 pts

Situational

2025 season · FTN charting via nflverse · min 40 snaps per cell (25 for box counts)
KC · 537 dropbacks
Patrick Mahomes
Clean pocket EPA/db+0.25 (373 snaps)
Under pressure EPA/db-0.16 (164 snaps)
Pressure rate faced31%
Int-worthy rate3%
Drop rate (catchable)6%
QB-fault sack rate2%
League: +0.26 clean · -0.46 pressured
MIA defence: pressure 27% · blitz 33%
MIA · 38 dropbacks
Malik Willis
only 38 2025 dropbacks (min 100)
KC defence: pressure 33% · blitz 34%
KC offence vs MIA coverage
ShellMIA usageKC EPA/dbLeague
Cover 235% (208 snaps)+0.24 (142 snaps)0.00
Cover 324% (143 snaps)+0.17 (179 snaps)+0.06
Cover 120% (120 snaps)-0.05 (171 snaps)+0.06
Cover 47% (42 snaps)+0.21 (75 snaps)+0.07
MIA man coverage 28% · KC vs man -0.06, vs zone +0.15
MIA offence vs KC coverage
ShellKC usageMIA EPA/dbLeague
Cover 226% (149 snaps)-0.22 (139 snaps)0.00
Cover 122% (126 snaps)+0.02 (66 snaps)+0.06
Cover 321% (120 snaps)-0.08 (191 snaps)+0.06
Cover 412% (70 snaps)+0.29 (61 snaps)+0.07
Cover 07% (43 snaps)+0.10
2-Man7% (41 snaps)+0.07
KC man coverage 36% · MIA vs man +0.25, vs zone -0.07
KC tendencies
Play action rate15% · +0.07 vs +0.08 EPA (105 snaps)
RPO rate14% (150 snaps)
Screen rate9% (63 snaps)
Personnel11 58%, 12 31%, 13 7%, 21 4%
Def pressure / blitz / man33% / 34% / 36%
Box vs run, EPA allowedlight -0.06 (201 snaps) · neutral -0.17 (166 snaps) · heavy +0.22 (28 snaps)
MIA tendencies
Play action rate27% · +0.12 vs -0.06 EPA (146 snaps)
RPO rate6% (54 snaps)
Screen rate11% (60 snaps)
Personnel11 39%, 21 29%, 12 11%, 22 8%
Def pressure / blitz / man27% / 33% / 28%
Box vs run, EPA allowedlight +0.00 (189 snaps) · neutral -0.01 (172 snaps) · heavy -0.12 (62 snaps)

Model Form

Spread
1-0
Total
0-0
Units
+0.8
2025 season, weeks 6-17, V3 at best available line: 29-18, +17.8% ROI
Weeks 1 to 5 are published analysis-first. Only 3,666 plays of 2026 play-by-play exist so far (weeks 1 to 2), so ratings are still mostly last season's numbers blended with the market's post-offseason view of each team and scaled by roster continuity, with the 2026 sample phased in as it grows. The model alone cannot see coaching, roster or scheme changes - only the market anchor, roster continuity and the manual override tables capture those. In last season's backtest the same approach went 32-46 against the spread and 41-37 on totals over weeks 1 to 5; 53% on totals is break-even at -110. Only edges of 10 points or more are staked (Play) before week 6; a 7-10 point edge is analysis only (Lean), not a tip.

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savvyplays.comPublished 24/09/2026V3.2